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Check your hospital to make they are excepting that plan.

Im cancelling medicare today.

Medicare is the gray area! Total scam

Hi, does it affect Medicare if my salary goes down the last 3 years before retirement? Also, what is the base, meaning is the base salary plus bonus used? TY !!!

Does medicare pay for covid booster shots from a drug store ?

It is a great video thanks for the great information and well delivered. This is exactly what I was looking for.

Hello please your advice: I have been collecting Social Security benefits for the past two years since I am retiring. Does Medicare enrolling have to be done by hand before turning 65, or will it happen automatically?

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ACE supplement plan G under Chubb healthcare. Single here, I pay $145 month and happy with that.

My father inlaw has come up from Florida to Ohio and is going to be here over a year, because he is a little ill and all his children are in Ohio and can't be there to take care of him properly . I understand he has a 2 month window to get a different advantage plan because the one from Florida will not be good for him in Ohio for all that time ?

I have original Medicare with supplement G. I am trying to get surgery for a complete tear (off the bone). My surgeon tells me that recently many surgeries are being denied by insurance and I must go to physical therapy for six weeks first. if that is not satisfactory I can try to go for the surgery. I thought that original medicare allows the doctor to decide the best course of treatment. It is now three months since the injury and counting.

Non-participating providers who utilize excess charges only receive 95% of the standard Medicare-approved amount, which is not reflected in your example.

Im going to be 65 in a few months. I found a plan in my area on Medicare. Gov and it is .50 a month with a 545.00 deductible. I dont currently take prescription meds. Is it a good idea to get a plan like this just so i can say I have Part D? And can i change drug plans a year later if I start using a prescription?

I’m looking for a plan that covers margaritas.

In 2025 I will have to file for medicare part B as my wife will retire and I am over age 65. If I take a job that offers health care can I postpone signing up for part B? Thank you

I think Medicare advantage plans will just increase the out of pocket deductible, ya?

Don't some Advantage plans pay back some or all of the Part B premium?

I have medicare insurance government insurance. Cost me nothing and covers everything.

I literally sent in a form to my ssi office to disenroll from part a and part b they only disenrolled me from part b now I'm afraid of loosing my other health coverage I got through the marketplace. How is that my fault when I sent in a whole form to disenroll from both part a and part b.

A bit late, but getting ready to have my stage 2 cataracts done at age 69. Medicare covers 80% of the surgery costs and pays $500 for each lens (Basic Monofocals). I have Astigmatism in both eyes so they require a "Toric" lens to correct the Astigmatism. My out of pocket cost as advised today will be $1800 per lens or $3600 for both eyes.

Thank You

Why doesn't Florida Medicaid cover my deductible?

So it's there no supplement or gap plan that has meds and vision and dental. Or is that some other letter plan?

HDG is interesting, but as an agent I have seen clients go from Healthy at age 65, to cancer treatment and surgeries a month later. HDG doesn’t sound so great when the 2800 deductible is paid yearly instead of a one-time thing. Still HDG may make sense for some people who can pay out 3400/year. In the example I am mentioning, the client is only paying about half that. It's a lot to consider.

No mention of the tendency of Plan G to have higher increases than N through the years. That's part of why I'm going with N, I think. But if I thought I could afford the higher price 10-15 years from now, I'd go with G.

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Adding weight loss high dollar drugs such as Ozempic will also result in higher medicare premiummz across the board are you prepared to pay for it even if you dont use it or qualify ?

I am 72 still working, I have insurance (high ded) from employer no HSA. Can I drop my employer coverage, continue to work there and sign up for Med B and supplements>

I am leaning towards a Plan N, Are those the only co-pays there are? No co-pays for lab work, Additional Tests, X-rays, etc.. But you would have a co-pay for a doctor referral?

turning 65 on election day november 5.looking to get a G or N plan in my state La. but don’t know what the cost will be.

Thank you

Looks like you are pushing plan G. Higher commission? Try plan G $60/70 more a month in south Florida not $20. And excess charges basically unheard of. And Medicare . Gov can tell one if Medicare assignment is accepted which 98% of physicians do accept. Just type in the name and you shall see before you make the appt. No brainer. It’s mostly psychiatrists involved with excess charges. This is definitely a biased presentation favoring plan G. Plan N is definitely the correct choice for many in south Florida even with around 10 visits a year equaling up to $200 a year but saving around $500/ $600 a year in premiums. Plus premiums will remain more stable as plan G is now a guarantee issue plan and must accept new customers in certain circumstances even if they are a train wreck costing them mucho bucks. They don’t want them but the law says they have to take them. Guess what? Over time skyrocketing premiums. So if someone is very sick with multiple health issues and visits then by all means plan G. But if not Plan N offers excellent coverage. 100% in patient coverage, the same $240 yearly deductible as G and the only difference are the co pays and a much lower premium in certain high priced states. And excess charges unheard of. This was the worst presentation of comparing these 2 plans I have ever seen. 😩😩😩

Considering medical physicians (eg. DDM) state of a person’s dental health affects all systems, it still blows me away why dental (and of course vision) isn’t covered as a standard medical visit.

I came across your site by accident and I have to say this is a terrible presentation Your introduction took almost half your video As a retiree, I know quite a bit about the subject, and you made simple things so complex Medicare advantage is great when you get one that is through one of the hospitals in your area And yes, there are no additional charges monthly to get that Yes, you have a co-pay but you had co-pays while you’re working so please quit scaring retirees about this Why on earth do you and others like you keep on having retirees pay between 100 and $200 a month above and beyond $170 has taken out of your Social Security for this anyway Yes, my wife and I have had several operations and the most we’ve had to pay with 700 bucks So at least comparison, so people can I’ll move on thank you

I applied for Medicare and received my card. But my husband is still working and I am covered under his insurance and the company employs more than 20 probably more than 1000. How do I delay Medicare even though I received the card and a bill. Thanks and I have your book too!

We are married, file jointly. Looking at sale of rental properties -- 2 of them and there will be captial gains and capital gains taxes. It will be just one single year of a high income -- so two years later, pay IRMAA -- then how do we manage to get that lowered again as, without the capital gain and without the rental income, we will likely only have one of us taking a bit of RMD plus SS income, PT job income and 2 small pensions -- under six figures. Do we have to file something to have the premium drop again or will it automatically do so since the year after the sale of property, we will file a tax return reporting much less income?

One of the biggest mistakes you can make is to sign up for a Medigap plan with a insurance carrier that routinely closes the book. Companies like Mutual of Omaha routinely do this and their policyholder experience astronomical annual rate increases as a result. Boomer Benefits knows about this shady practice, but does little to warn their customers.

Great video series but why are you not licensed in NY? Thanks, Ed in New York

I live in Florida and a plan G costs $210 a month. I got a plan N for $141 a month. I get most of my healthcare through the Indian healthcare service so Plan N saves me a bunch of money. As a note, the copays to see a specialist are limited to $20. And excess charges are extremely rare nowadays and aren’t the horrible thing represented.

Hmm maybe its a hearing problem in my ears. Is there a plan that covers hearing and dental well?

God rhank you. You explain the details of plans so well, very detailed. Youre the best ive found, however you must find a way to lower or soften your voice. Pleace. I must quit listening , come back letter. Its too squeaky and high pitched. I just woke up. But youre so excellent with your instructions....im just trying to help you be perfect.

Seems there was no mention of MOOP for Plan N vs Plan G. So G only has the annual B deductible and zero MOOP, but I have heard others say Plan N has the same B deductible PLUS around $7800 MOOP. Seems her point about the premium $20 difference is a touch understated vs the reality of several thousand dollars possible difference when including Plan N's MOOP. Seems to me the $20per month savings could become a $700 per month MOOP.😮

Hi, Leaning towards Plan G. I have a bigger question. My wife will be turning 65 in 2025. During 2029, the last of the Boomers will be turning 65. Any plans to rename “Boomer Benefits” to “Generation X Benefits”? Thank you, Gordon

Isn’t plan G restricted for signup now if you weren’t already eligible before 2020?

Thank You

Thank You. From the State of Maryland

I have a question about Medicare claim denials. I'm new to Medicare had a lab test performed and had to sign a ABN because there is a chance Medicare won't cover it. If they don't will I be charged the Medicare approved amount or the full amount as if I didn't even have Medicare? This is original Medicare.

We have Plan G and we love it.

I think what people also have to consider is that in the beginning, when you're healthy, plan n might be good, but when you get older and you possibly get some health conditions and you want to go to g, you won't be able to, because you won't be able to pass underwriting.

Happy with my Plan N. After several visits, only one provider has sent me a bill. Saving about $25 per month on the premium. YMMV.