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How is 57 retiring early, you are almost dead at this age? I am 32 and I want to retire. Do you have any case studies for people like me?

In my opinion, I can retire early

Bice vid

My questions have been answered

very good and useful video

7:25 "$100,000 Roth contribution @ 35% tax bracket...taxes would be *$35,000* " That is incorrect. $100k is post tax contribution so requires ($100k / 0.65 =) $153,846.15 pretax income to contribute $100k to Roth. $153,846.15 * 0.35 = $53,846.15 tax : $153,846.15 - $53,846.15 tax = $100,000 Roth contribution.

If you are 50 and don’t know when you’ll retire but know it’s imminent, would it still be best to feed into a 401k and trigger t72 later….because feeding into 401k ensures you’re not paying tax yet and if you have To retire you can plan your t72 distribution to be at low tax bracket until age 59.5?

Great content

Is the listed retirement monthly expense (spend) in this scenario pre-tax or after tax dollars?

What is considered early retirement? Age?

MNST has been a top 10 stock over the past 20 years....Your Dad is a very smart man for holding and not interrupting compound growth

One of the best video on the subject that I have heard so far

I am just wondering how people spend less as they get older. Hiring caregiver or paying for a nursing home is very very expensive.

Thank you Ari, I'm glad you appreciated the comment. Great mix of questions! There's so many layers to planning for retirement - you're right that it's a highly personalized situation.

Thanks for the call-out 😎 I am retiring in 2 weeks at age 58. Your videos helped immensely. Just wish I had seen this kind of content 10 years ago. But all is good.

I challenge Ari to not say "hey" or "i want you" in his next video a single time.

How's dad feeling that MNST is down 18% in the last year?

hey that’s me! thanks Ari 💪🏼

Thanks Ari, this was very enjoyable.

Retiring at age 56 with $200k cash+ $3m split over 401k, brokerage acct and Roth. $10k monthly expenses. Would you use the cash as income from ages 56-57/58 to qualify for ACA higher health subsidies? Would you use the cash to pay down the mortgage and reduce monthly expenses? or leave cash alone and live on brokerage acct funds til 59 1/2?

Garbage video.

What seems to be happening in high cost of living areas is rent is “cheaper” in that, the costs of owning is much more than rent. We are renting a lovely central townhome that would cost more in mortgage than our rent, assuming a 20% down payment. The equity we got from selling our home should earn enough to cover the rent. We know we will need to move in 3 years since the owners are on a posting but we should be more “portable “ after leaving our owned home.

A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $110k and in the first 2 months , my portfolio was reading $294,800.

Excellent video and insights! Thank you. I'd like to retire early and am trying to discern if I can. This provided good food for thought.

I plan on using this rule in the future. I have another account to use after 59.5 but will use current 401k for ages 56-59.

Anyone who is concerned with the change in our country’s leadership in relation to their investments declining ( ie getting off bidenomics) should consider living in a cave. Watch- let biden stay in office and we will see a crash. Ill give you real life scenario, the KEY to retiring is no debt. From a hs grad, millionaire, man who just constantly lived a moderate lifestyle and retired at 59. I too don’t believe in timing the market, but when A $200 weekly grocery budget is now $325, gas is absurd, the border is a mess(psst we pay for it)… its going to fall.

If one signs up for the course and pays the one time fee, does he/she gets the access to the retirement planning software forever?

Great video again Ari. The tool and your academy has been great so far, but I need to dig deeper and finish your tutorials. Work (bah!) got in the way and admittedly I was so excited I quickly went into self-explore mode.😅 The past few years I have been using some complex spreadsheets with macros and am trying to match the inputs (examples: variable yearly spending vs flat rate, laddered Roth conversions, etc.) The real time scenario updates, monte carlos and future dollar modeling are slick though! Way faster then Excel. Great stuff and thanks for helping this specific community with your knowledge and examples!

I’ve been doing too much retirement planning lately, didn’t need the calculator. I had an almost reflexive BIG NOPE when he said, retire at 55, spending 8K/mo with only $1M.

Ari I’m confused. I have a net worth of 2.2 million and a portfolio of 1.7. Do I qualify to be able to fire your group to work with me? It seems as if your videos and “real people” scenarios allow this, yet when I tried to hire Root, I was rejected because I didn’t have 2million in my portfolio.

I recently interviewed CFP’s and they will not talk to me unless they can manage my assets. 1% of assets under management is a lot to give you advice and then the minimum is 500k to a million. They are good for people who do not want to manage their money. I have property management because I will never manage a rental property. They take 10% of my gross rent but time freedom is worth it.

I need a tax planner with the fancy software. I need to know if to sell, to work or 1031 a property.

Nice video. I am interested in joining the early retirement academy but I have a couple of questions. In the software that we have access to, are there any parameters that are not adjustable, in particular, the inflation rate. Also is the rate of return set by the user or based on historical data of the asset allocation? Based on your other videos, we can use the software to investigate the effects of Roth conversion, correct?

Great case study...what would 7500 a month and retiring at 57 with 15k for travel per year for 15 years leave in the bucket at 90 years old?....400k to heirs or closer to 1 milion?

You never got back to the health care ... is health care included in the monthly expense?

Thanks Ari for showing us the various variables to modify and the inpact that it makes to when you can retirement.

Just pointing out that once they hit 60, they can pivot their portfolio to a distribution model. Closed End Funds, REITs, MLPs all average 7% per year consistently... I'm pivoting most of my assets that way. It's great to watch your videos Ari even if I go a different route... would be great if you did a couple with $1M but has a dividend income focus.

One thing you didn't consider is what they could be doing TODAY. Based on the info provided, it looks like they are only saving $14K per year into their retirement account. They are grossing just under $20K/month today, so there is zero excuse for them not maxing out their retirement account contributions. They need to go into hyper austerity mode starting immediately so that they can retire comfortably before 60.