Video

Consider financial advisory so you don’t keep switching it up, Top 3 payers for the month were $OHI, $KMI, and $EDP for an over all payout of a little over $20.. not bad for a 350k portfolio.

Agreed, I’ve been investing in the market for 11 years now, last 4 years with the help of a fiduciary advisor apparently due to the covid-19 pandemic crash. Throughout these years of guidance, I've been fortunate enough to 10x my return as a DIY investor, summing up nearly $1m ROI as of today.

No doubt, having the right advisor is invaluable, mind leaving info of your fiduciary here please? I only invest in 401k for now but /particularly interested in diversifying my portfolio and exploring alternative options.

Melissa Jean Talingdan is the licensed advisor I use. Just search the name. <You’d find necessary details to work with to set up an appointment.

Thank you for sharing, I must say, Melissa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call.

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.

@@mellon-wrigley3 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

Gertrude Margaret Quinto is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.

There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.

Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

Impressive can you share more info?

Credits to 'Carol Vivian Constable' she has a web presence, so you can simply

Thank you James!

Hey @PrincessZelda609! Thank you for watching. I'm happy to hear you found the method that works best for you.

Hi @montshocorppetts3455 ! I'm glad to hear the video was helpful! Thank you for watching

Thank you @llchew7784! ❤Glad to hear it!

Thank you for watching and your feedback! Regarding the taxation for non-resident aliens, it's a great question. Tax laws can vary significantly depending on the country, and non-resident aliens often have unique considerations. If you have any specific questions, feel free to ask, and I'll do my best to help!

Thank you. Any way I can send you a private message to avoid writing a lot of personal details publicly?

Aww thank you! Budget friendly Christmas Tree! Just jazz up an existing tree 😂 I think it’s cute!

@@dotdotmaya cute, like you hun.😉👍

Thank you James!!

Thank you @Alan-sb1hm! Glad you found the video helpful. Have a great day too!

Thank you

@@dotdotmaya 😉👍

Hey James! Thank you and glad you enjoyed the video :)

Thank you

Thank you James!!! 😊😊😊

My pleasure @llchew7784 ! Thank you for watching ❤️

Hey Jay, thank you so much for watching and your kind words! Here is some guidance on your questions: 1) If you find incorrect information on your credit report, you should dispute it directly with the credit reporting agencies. You'll need to provide evidence of the error which could include bank statements, payment records, or correspondence with the creditor in question. With this evidence in hand, you'll need to write a dispute letter to the credit bureau that reported the error. You can get letter templates for each of the three credit bureaus online. The credit bureaus are required by law to investigate your dispute within 30-45 days, and they must notify you of the results of their investigation. 2) Putting a freeze on your credit is a good way to protect yourself from identity theft. It makes it more challenging for someone to open an account in your name. You can usually request a temporary lift when you need to apply for credit or open a new account. While it may be slightly inconvenient, it's a good security measure. 3) I haven't personally used "Lifelock" so can't comment on how good their service is. For me, when it comes to monitoring credit, I regularly review my credit reports and keep an eye on my credit score. I hope this helps!

OMG!!! I have been trading with Mrs Evelyn for weeks now. She's one of the best broker in the state 🇺🇲 what impresses me about her is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades

She's great skills and knowledge about the market. I enjoy full profit and easy withdrawal with no complains, trade with she is the best

I'm a beginner how can I reach Mrs Evelyn?

what' s app her

Hi Sana! Thank you for watching. It's great that you're thinking about responsible credit card use. You're on the right track! What's most important is that your credit utilization rate on the statement closing date is below 30% (ideally in the single digits). Always pay your entire balance off by the due date to avoid any interest charges. If your credit utilization rate exceeds 30% during the month, that's okay, as long as you reduce it by the statement closing date and can afford to pay the entire balance off by the due date. I hope that makes sense! Feel free to reach out if you have any questions or need more information.

Thank you for watching and glad you found it helpful @billywilson1294 !

My pleasure! Thank you for watching @ahnonamos

Hey James! 🌻 Thank you for watching :)

Hey @jboy.2714! Thank you for watching and for your kind words :) It's a little tricky to answer your question without knowing all the context. That said, the questions I would ask myself are: 1) Is it costing you anything to keep it open? If not, it may be worth keeping it active by using it to pay for a small bill each month. If you're being charged an annual fee, you might want to consider reaching out to your credit card issuer to discuss potential options, like converting it to a no-fee card instead of closing it. 2) Is this your oldest credit card? If it's your oldest card, keeping it open can help preserve the length of your credit history, which positively affects your credit score. If you have other cards that are just as old, this may be less of a concern. 3) What are the reasons behind wanting to close the card? Consider the reasons you want to close the card. If there are valid personal or financial reasons that take priority over your credit score, that's perfectly okay. In the end, it's a personal decision. I know this doesn't give you a concrete answer to your question, but hopefully, it helps you get to your answer? Let me know if you have any questions!

Glad you enjoyed it @janhvirawat7269! Thank you for watching.

Thank you James!

Hey @valentine6167, thank you for watching and subscribing! For sure, let me make a video on debit cards as well! Stay tuned :)

Hey @jboy.2714. Thank you for watching! I agree credit cards and credit scoring system can be confusing and I hope this video helped provide some clarity. I'd be very happy to share how I budget and try and address some of your questions in an upcoming videos. I'll add this to my list :)

@@dotdotmaya thank you very much for responding. It did provide some clarity. Thank you. I appreciate clarity you can provide in upcoming video & hear how you budget & address some of my questions. Thank you very much. So much appreciated. Have a nice day to you. Jay.

Thank you for watching @billywilson1294!

Hopefully some samosas with those mimosas! Smart move on maximizing cashback while paying off your balance in full each month - that's how it's done! ✨

what is the snowball method of payment you are talking about please?

@@valentine6167 The debt snowball method is a debt-reduction strategy where you pay off debt in order of smallest to largest, gaining momentum as you knock out each remaining balance. When the smallest debt is paid in full, you roll the minimum payment you were making on that debt into the next-smallest debt payment. I do thiscwith my credit cards.

Hey @valentine6167, the snowball method is a debt pay off strategy. The other common debt payoff strategy is the avalanche method. I'll cover both of these in an upcoming video!

Hey James!! 🌟 Thank you so much for your kind words! I'm thrilled to hear that you found the video helpful. 😊 The snowball method is a fantastic approach for paying off credit cards - keep up the good work! By the way, if you're currently carrying a balance on your credit cards, it's a good idea limit your credit card usage until you've paid off your balances. I understand everyones situations are different, so if you have any questions for me, feel free to reach out!

Yes, and that was precisely my point. Nike will pay the merchant fee because BNPL encourages people to spend more money than they would otherwise. However, as BNPL gains popularity and more people choose it over other conventional payment options, it will squeeze their profits. When this happens, the likely outcome of that will be retailers passing on these merchant fees to customers.

My pleasure! Thank you for watching!