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The College Money Mom
Registrace 31. 03. 2014
The College Money Mom was created to help you locate and understand college financial aid websites, books, blogs and other resources. She encourages all parents and students to study the subject of college financial aid planning long before the time comes for applying to college. Finding money for college is crucial in these days of ever-increasing college costs. The College Money Mom is constantly looking for more college financial aid tips and she appreciates any input from her viewers. She can be contacted via email at TheCollegeMoneyMom@gmail.com. Her blog is at TheCollegeMoneyMom.com and you can "like" her on Facebook at The College Money Mom.
College Student Cyber-Safety
Here are 10 ways to protect your identity and your wallet while you are earning your college degree. Use these tips while you live on campus and even after you transition to the world of work!
Helpful Links:
blog.returnpath.com/10-tips-on-how-to-identify-a-phishing-or-spoofing-email-v2/
www.techrepublic.com/blog/10-things/10-tips-for-spotting-a-phishing-email/
it.stonybrook.edu/help/kb/identifying-email-phishing-attempts
www.clark.com/beware-of-these-identity-theft-hot-spots-on-campus
www.clark.com/opting-out-of-assorted-junk-mailings
czcams.com/video/AFcpUmBvXFY/video.html
it.wisc.edu/guides/select-manage-protect-passwords/
thecollegemoneymom.com/college-student-cyber-security/
Helpful Links:
blog.returnpath.com/10-tips-on-how-to-identify-a-phishing-or-spoofing-email-v2/
www.techrepublic.com/blog/10-things/10-tips-for-spotting-a-phishing-email/
it.stonybrook.edu/help/kb/identifying-email-phishing-attempts
www.clark.com/beware-of-these-identity-theft-hot-spots-on-campus
www.clark.com/opting-out-of-assorted-junk-mailings
czcams.com/video/AFcpUmBvXFY/video.html
it.wisc.edu/guides/select-manage-protect-passwords/
thecollegemoneymom.com/college-student-cyber-security/
zhlédnutí: 7 531
Video
College Student Credit
zhlédnutí 7KPřed 8 lety
How can parents help their college students build a good credit history while still in college? It requires a team effort between parent and student, but the result can be a young person who is prepared to take the reigns of his own financial life immediately upon graduation. Helpful Links: www.credit.com/credit-scores/how-student-loans-can-impact-your-credit-score/?ClarkHoward&IB_3&FAFSA_chang...
Subsidized vs Unsubsidized Federal Student Loans
zhlédnutí 83KPřed 8 lety
Compare the features of these two Federal Direct student loans. Learn about interest, accrued interest and capitalization. Links: ow.ly/RRNZ301SZ1P studentaid.ed.gov/sa/types/loans/subsidized-unsubsidized#subsidized-vs-unsubsidized www.edvisors.com/ask/faq/subsidized-vs-unsubsidized/ money.howstuffworks.com/personal-finance/college-planning/financial-aid/subsidized-unsubsidized-student-loan2.ht...
Parent Plus Loans
zhlédnutí 23KPřed 8 lety
Parent Plus Loans can help with college affordability if used strategically. Watch this video to see how. See additional info below: thecollegemoneymom.com/parent-plus-loans-arent-all-that-bad/ bucks.blogs.nytimes.com/2013/0... www.bloomberg.com/bw/articles/... www.edcentral.org/education-de... www.edcentral.org/parent-plus-... www.edvisors.com/college-loan... www.youtube.com/watch?v=buSJ_... c...
CFPB's Repay Student Debt Tool - Helps You Deal With Loan Servicers!
zhlédnutí 1,5KPřed 8 lety
Use this on-line tool to discover your student loan repayment options. You won't be fooled by student loan servicers or debt relief scamsters again! Here's more info: www.consumerfinance.gov/paying-for-college/repay-student-debt/ www.consumerfinance.gov/newsroom/cfpb-concerned-about-widespread-servicing-failures-reported-by-student-loan-borrowers/ files.consumerfinance.gov/f/201509_cfpb_treasur...
Big FAFSA Changes
zhlédnutí 6KPřed 8 lety
This is a must-watch if you have college bound high school student. This change to an earlier FAFSA start- date allows families to get financial aid information earlier than ever before. With this information parents and students can learn which colleges are affordable for the family budget before application season begins. Click "show more" for additional info. Helpful links: www.edvisors.com/...
ROTC Scholarships
zhlédnutí 20KPřed 8 lety
Joining the ROTC during college can be a very valuable experience for motivated students. The payoff is getting a scholarship which could cover most of your tuition and a portion of your other college expenses. The price is spending about 4 years as a military officer after college. Many would view this as a guaranteed post college job. It's a big commitment, but the idea of leaving college wit...
College Scorecard Tour
zhlédnutí 11KPřed 8 lety
In this video, I test drive the new College Scorecard website. It works better than the launch of Affordable Health Care, but I am reserving judgement on the data.
PAYE and REPAYE
zhlédnutí 10KPřed 9 lety
The newest student loan repayment plan, REPAYE, is designed to target low-income borrowers and allow access to more affordable payments for millions more borrowers. It's older sibling, PAYE, or Pay As You Earn is helping only a sliver of newer borrowers, especially those with a lot of debt compared to their incomes. The administration wanted to fix a few problems with PAYE, and thus REPAYE was ...
Create an FSA ID!
zhlédnutí 3,4KPřed 9 lety
So, why do you need an FSA ID? Well, without one you are effectively cut off from your federal student aid information, including the government's record of all your federal student loans...just the info you'll need to know when you graduate and have to start repaying those loans. Up until the Spring of 2015, the Federal Student Aid PIN you made to fill out your FAFSA application would have unl...
Student Loan Consolidation for Stress Relief!
zhlédnutí 1,2KPřed 9 lety
There are a number of good reasons to consolidate your student loans. Getting your loans organized before repayment and gaining access to more affordable repayment plans are among the most important. This video will start you thinking about the possibilities. Please read my blog for more info on this topic: thecollegemoneymom.com/consolidate-student-loans-to-stay-organized-and-pay-less/
Cutting College Costs with Dual Enrollment
zhlédnutí 1,6KPřed 9 lety
Let's face it, college is expensive! Here's a way for your child to get ahead of the game while still in high school. Dual enrollment programs throughout the nation help high school kids rack up college credits that are either free or very low cost. Parents should ask their child's guidance counselor about course offerings. For a good run-down of your state's policies on dual enrollment, go to ...
Decoding Financial Aid Award Letters
zhlédnutí 3,8KPřed 9 lety
In this video I use the Education Department's own Financial Aid Shopping Sheet form to help parents decipher each financial aid award letter received by their high school senior. Deciding which college to attend in the fall is difficult enough. But one factor is critically important for most families: affordability. Don't be fooled by college financial aid award letters that look too good to b...
Get Student Loan Help!
zhlédnutí 3,4KPřed 9 lety
If you are having student loan trouble and can't get answers from loan servicers or debt collection agencies, you need to watch this video. I will take you on a tour of one website that links all the available resources together in order to get answers for student loan borrowers. The President's recent announcement about developing a centralized complaint system may be a few years away, but thi...
PAYE plus Public Service Loan Forgiveness (PSLF)
zhlédnutí 2,5KPřed 9 lety
Add this up: PAYE PSLF = Fast-tracked Student Loan Forgiveness. Using this program, as it is currently configured, is the only way to go if you have a lot of student loan debt compared to your salary.
Pay As You Earn Student Loan Repayment Plan
zhlédnutí 4,8KPřed 9 lety
Pay As You Earn Student Loan Repayment Plan
Preferential Packaging of Financial Aid.
zhlédnutí 942Před 9 lety
Preferential Packaging of Financial Aid.
For-Profit Colleges Part 2: Don't sign up without doing some detective work first!
zhlédnutí 261Před 9 lety
For-Profit Colleges Part 2: Don't sign up without doing some detective work first!
529 Plans Explained for My New GrandBaby...and Parents Everywhere!
zhlédnutí 31KPřed 10 lety
529 Plans Explained for My New GrandBaby...and Parents Everywhere!
Community colleges can save you money...if you know the secret code words!
zhlédnutí 488Před 10 lety
Community colleges can save you money...if you know the secret code words!
Federal Student Loan Forgiveness? Not Exactly...
zhlédnutí 15KPřed 10 lety
Federal Student Loan Forgiveness? Not Exactly...
Your Student Loan Servicer -- Stay in Touch, Or Else!
zhlédnutí 464Před 10 lety
Your Student Loan Servicer Stay in Touch, Or Else!
We’ve been robed 😭
Very clear
This is theft. Lmao.
I wish they explained it like this to me when I was young and dumb. I would have paid the unsubsidised interest right off the bat. Ooof.
does anyone know if both these loans will be forgiven know that Biden has signed the loan forgiveness act?
Thank you very much
I just got a 40k loan the government owns me 75k in tax returns so when it’s time for me to pay it back I don’t think I’ll pay it back cause when it was time for them to give me my damn tax returns they told me wait and I’ve been waiting for 3 years 😂😂😂 fuck em
Are there any benefits for retired law enforcement officers and helping with our children’s student loans? I have searched but not found anything
probably just me, but im still lost lol
I greatly appreciated this video! Thank you, Madame!
Went through several videos until I found this one that breaks down the math. Thank you!!
IS IT WORTH IT? genuinely curious, feels like i'm gambling on myself
Can i just get a loan with no interest rate?
That’s a tricky tactic. But makes sense.
this is so helpful! 😭
Is it available for internationstudents?
Thank you College Money Mom!! Helpful and thoughtful!
I'm a bit confused... 4 yrs (1460 days) + 6 months grace period (180) = 1640 days?? Am i doing something wrong?
I am eligible for CSS Profile Application Waiver for Financial Aid. But the system is showing a bill boucher to pay. Would you please assist me?
What is a bill Boucher?
Thank you! this is was very helpful
Are you able to start repaying the loan immediately or do you have to wait until you graduate?
Gonna show this to my future students because I had no one to show or explain it to me.
Thank you finna pull this loan for a new Beamer 💯
💀💀💀
Doesn’t work that way. You don’t get none of the money at all. It goes straight to your school for the classes.
Thankx for the information
Can you apply to Federal Parent Plus Loan for Graduate Studies? Looking for the lowest rate outside of a FASFA Loan...Thank You
Very clear, thanks
Wow! Well explained. I wish you are my teacher. Thank you ma
so my school is offering me $41,000 which cuts my cost down to $13,000 per year and I am terrified because my family is not showing any sign of wanting to pay.they said community but the community college does not have my major. i am trying to apply for last minute scholarships (it being late May and all) and i am trying to consider whether or not student loans are worth it and where to look. if anyone can please help me that would be great bc i am having breakdowns from the panic and worry my family is causing me.
You can search for community colleges that has your major. Some community colleges are really nice and although not ideal way cheaper. The good thing about it is that you can also gain really good scholarships for your transfer school after community college and transfer to really good universities or ivy leagues if you make good grades in community college. I found really good ones out of state for me because I couldn’t afford university
Visit a financial aid office on the campus if possible?
What's the update?
Do not take this advice. Pay As You Earn is a huge waste of money. Broke people fall for these traps and they stay broke. Go to an affordable college and work while you go to school. Student loans cannot be bankrupt. Student loan forgiveness is a myth; I think only 1% of people who apply actually get their debt forgiven.
How much interest would I pay if I pay the interest before classes begin?
Not that much
I want to speak English like you.
So unsubsidized is money that you have to pay back and Subsidized it money you don’t have to ?
I am unable to go to college because APPLYING for fafsa . I called for help ...NO HELP and Education is everything.
what do you mean? I can help.
Yea very informative.
The president of” the greatest nation in the world” announced a temporary postponement of payment on student loans and interests for 60 days due to the Coronavirus crisis. March 2020. czcams.com/video/FgB_aUqdNyM/video.html
I like yoy video. Very educational. Could you please make a video on Texas 529 plan. No info on yoy tube at all. Is it better open Vanguard 529 plan or Texas 529 plan? Thank you.
4 years + 6 month grace period is actually not 1550. 4 years = 1460 and 6 month = 180
Subsidized it is, Thank you
My mother has never had a vredit card... but ive had credit card for 4 years would that work?
Cristal clear. Thanks a lot
DONT DO IT. PAY CASH!!!
Much appreciated! :)
That’s fucking horrible.
Do I need to be eligible for work-study to work during college but like evening or afternoon where it doesn’t cross my vlasses?
This was very helpful! Wish I knew this before I got my student loans!
I have 132k in loans. One child. Single. Which one is best for me? Income is only 60k a month. I work in public service. Thanks!
Thanks, mom. <3
Thank you for the video! short and to the point! I JUST after four years in college I just found out about work and study!
wtf that's like finding out you have dick when u get to puberty
The Office
I needed this